Division 296 — the $3 million super tax — is now on hold. Learn more

About
  • About us

    BG Private is an AFR Top 100 accounting, audit, and advisory firm.

  • Our history

    We have a proud 45-year history. Learn more about our journey here.

  • Our purpose statement

    Discover our client service ethos, and the philosophy that drives us.

  • Need a guest speaker?

    Our experts can present on a range of topics. Find out more here.

Services
Services for businesses
  • Accounting & Business Advisory

    Discover how our accounting and advisory services can help your business grow and reach its goals.

  • Audit & Assurance

    Find out how we can assist you with your audit, assurance, and statutory reporting requirements.

  • Tax Advisory

    Learn how we can answer your complex tax questions with our specialist insights and advice.

  • Corporate Advisory

    Find out how our strategic and operational involvement can help your business maximise its value.

  • Private Equity

    Learn how we generate healthy returns for investors by backing ambitious SME founders.

  • Property Advisory

    Discover how we can help maximise your property portfolio with insights, strategy, and transaction support.

  • Bookkeeping

    See how our bookkeeping services can help your business run smoothly so you can focus on growth and profitability.

Services for individuals
  • Accounting Services

    Discover all the ways we can help you navigate and optimise your tax matters.

  • Tax Advisory

    Learn how we can answer your complex tax questions with our specialist insights and advice.

  • SMSF Management

    Discover how we can help with the administration of your Self-Managed Super Fund.

  • Financial Planning

    Find out how we can help you reach your financial goals.

Specialisations
Industries
Business types
  • SMEs

    Learn how we partner you along your journey to help you create a thriving business.

  • Not-for-profits

    Learn how we can help with your accounting and audit needs so you can focus on helping others.

  • Family businesses

    Discover how we can help you every step of the way as you build a legacy-leaving family business.

  • Australian businesses overseas

    We can help you navigate the exciting process of expanding overseas.

  • Foreign companies in Australia

    We can help you set up and run your operations Down Under.

Our People
Insights
  • Articles

    Read the latest BG updates and interesting articles from our expert advisors.

  • Case studies

    See examples of how we have helped clients to learn how we can help you as well.

  • Video & podcasts

    Get the latest insights from our experts on a range of topical money matters.

  • Events

    Discover our upcoming events including webinars, in-person events, and fundraisers.

  • Newsletters

    Catch up on our recent client newsletters which cover important news and updates.

Careers
  • Why choose us

    Find out how we can help grow your career, and learn about our rewards and benefits.

  • Current opportunities

    We are always looking for talented people! Browse our vacancies and apply today!

  • Recruitment process

    We like to make the recruitment process as seamless as possible. Learn more here.

  • Experienced professionals

    Find out why BG Private is a great place for seasoned professionals.

  • Graduates

    Apply what you’ve been learning to real-world cases – launch your career with us!

  • Interns

    If you’re studying Accounting, kick-start your career with an internship at BG Private.

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Contact

Specialist Insurance Advisory Services

At BG Private, we have specialist experts in personal insurances. Whether you are a young professional, supporting a family or a business owner you will have financial commitments that have to be met even if you suffer an unexpected medical event.

Each client’s financial situation is different. There is no standard solution for all clients. We will work with you to assess your individual needs and the most appropriate insurance package to ensure your peace of mind.

Who we can assist

  • Homeowners. We can recommend insurance solutions that help clear your mortgage and other debts in the event you are medically unable to work.
  • Parents/spouses. We can advise on the best insurance to cover your family’s ongoing financial needs in the event of death or permanent disablement.
  • Professionals. We offer advice on the insurance cover you need to protect your income if you are unable to work in the short, medium or long term due to an accident or illness. This ensures you have the money to pay your bills and living costs while you recover.
  • Business owners who have business partners. Buy/Sell business succession insurance can provide funds to help remaining business owners buy out a deceased, permanently disabled or ill partner’s share of the business. It ensures a smooth ownership transition and protects your company’s financial stability during unexpected events.
  • Business owners with key employees. We know how important some employees can be to the ongoing success of your business. With key person insurance, you can protect your company financially if a crucial team member dies, becomes disabled or suffers a traumatic illness. This coverage can help cover potential losses, clear business debt, help maintain operations, and fund the search for a replacement.

Insurance products

We are not an insurance provider ourselves, rather we advise you on the best holistic insurance coverage for your personal or business financial situation. We work with all the major local insurers, and these are some of the insurance products we can help you with:

Life Insurance

Life insurance pays a lump sum benefit for the repayment of debt and the future financial needs of your family should you die unexpectedly or be diagnosed with a terminal illness.

Total & Permanent Disablement (TPD)

TPD pays a lump sum benefit if you are permanently unable to work due to an accident or illness. This money can be applied to debt, ongoing expenses and medical costs.

Income Protection

Should you be unable to work due to an accident or illness, Income Protection provides you with a monthly payment based on a percentage of your earnings prior to disablement until you are either able to work again or the cover expires.

Trauma Insurance

Trauma Insurance pays a lump sum benefit should you suffer one of the specified traumatic medical events (including cancer, heart attack or stroke), which can be used to cover ongoing medical expenses, debt repayment, modifications to home and/or car, or holiday expenses.

What insurance helps cover

Depending on your needs and the type of insurance coverage you get, you can be protected for the following types of things:

  • Mortgage repayment
  • Other debt repayments
  • Ongoing living expenses for you and your family
  • Covering the cost of medical expenses
  • Covering the cost of home or vehicle modifications
  • Financial protection for your business in cases where there is a partnership or key people

The benefits of using our advisory services

  • By accessing our expert team of insurance industry experts, you will get a clear understanding of your personal insurance needs and the best policy options for you. No two insurance solutions are the same and all our advice is personalised.
  • Confidence that you are not over-insured. Clients sometimes take policies beyond their needs or have duplications in their insurances meaning they are paying more in insurance premiums than they need to.
  • Confidence that you are not under-insured. Some clients believe they are more prepared than they are and do not have the right insurance structure for their needs should the worst case arise.
  • Guidance on how to holistically approach your insurance policies, including any policies you hold within superannuation.
  • Advisors who can help you with both your personal and business insurance needs.
  • Help every step of the way from defining your needs, comparing policies, the application process, ongoing administration and support when making a claim.
  • Optional annual check-ins at the pace you prefer so that we can discuss and adjust your insurance policies as your needs change.

Contact us!

Contact our insurance specialist John Green on +61 3 9810 0700 or for personalised advice.

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