Payday super: What it means for you

  • 12 November 2025
  • by BG Private
  • 3-minute read

The Australian Government has introduced changes that affect when employers must pay employees their superannuation guarantee contributions. From 1 July 2026, super will need to be paid at the same time as wages (rather than quarterly).

In effect, employers must ensure the employee’s super fund receives the contribution within 7 business days of the payday.

The aim is to reduce incidents of unpaid or late super contributions by ensuring more frequent and timely contributions. For employees, it will mean their super has more time to compound boosting retirement savings.

For employers

  • Employers will face the new compliance obligation of ensuring contributions are paid and arrive within 7 business days of each payday
  • There will be enhanced penalties for non-compliance
  • Businesses should review their systems, payroll software, payroll accuracy, timing, internal controls and cashflow ahead of time to ensure readiness and compliance
  • Exceptional circumstances and new employee contributions may have slightly extended timeframes (e.g. 20 business days for some new employee funds)

For employees

  • For employees, this change promises more timely super payments and stronger retirement outcomes
  • Employees should check their super fund statements to ensure timely contributions are made.

Contact us

Our accountants and bookkeepers can help you manage this change and ensure you have the systems and software in place. Contact us on +61 3 9810 0700 or info@bgprivate.

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