Tax time is an opportunity to make the most of the deductions and rebates available to you. Knowing what you can legally claim might significantly reduce your taxable income—and potentially lead to a healthy refund from the Australian Taxation Office (ATO). Whether you’re a salaried employee, freelancer or part-time worker, this guide breaks down everything you might be able to claim at tax time.

Understanding tax deductions

A tax deduction reduces your taxable income, which in turn lowers the amount of tax you need to pay.

To claim a deduction:

Common tax deductions for individuals in Australia

Vehicle and travel expenses

Note: You can’t claim the cost of commuting to and from home and work.

Work-related clothing and uniforms

Self-education expenses

If the course directly relates to your current job, you can claim:

Tools and equipment

Home office expenses

If you work from home (that you own or rent), you may claim:

If claiming the fixed rate method, you cannot claim additional tax deductions for the following items:

2. Occupation-specific deductions

The ATO provides occupation and industry specific deduction guides to help you identify allowable deductions for your specific situation.

3. Investment property deductions

If you own a rental property, you can claim:

4. Other deductible expenses

Tips to maximise your tax return

  1. Keep detailed records: Use apps or spreadsheets to track receipts and expenses year-round
  2. Use the ATO app or myGov portal to access pre-filled info and track claims
  3. Consider a registered Tax Agent like our Accounting and Tax professionals at BG Private if your situation is complex
  4. Review your PAYG withholding (this is where your employer withholds a portion of your income and sends it directly to the ATO on your behalf to ensure you meet your income tax obligations gradually through the year) to avoid owing money at the end of the financial year.

What you can’t claim

Important dates to remember

The bottom line

Tax time doesn’t have to be stressful. By staying organised and understanding what deductions you’re entitled to, you can ensure you get the best possible return. Keep all receipts, stay informed about ATO updates, and if in doubt, seek advice from a registered tax professional.

Contact us

If you have any further questions relating to what you can claim, contact your usual BG Private advisor, or contact us on +61 3 9810 0700 or

Disclaimer: This article is general in nature and should not be considered financial advice. Please consult with a qualified tax agent or the ATO for advice tailored to your specific situation.